Senior Loan Operations Specialist (Commercial)
Company: Coulee Bank
Location: Minnetonka
Posted on: September 24, 2024
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Job Description:
Coulee Bank is seeking an energetic, positive, subject matter
expert to provide training to our loan operations department as a
Senior Loan Operations Specialist. The ideal candidate will have a
strong commercial background and help contribute to the
profitability and growth of Coulee Bank by providing high quality
loan documentation and operational support. In addition, they will
provide training and establish proficiencies in the loan operations
department on behalf of the Loan Operations Manager.** IMPORTANT:
Must be able to commute to one of our local offices weekly. **Why
Work for Coulee Bank? Coulee Bank is a family owned community bank
with a long-standing tradition of excellent service with strong
roots within the communities we serve. Our mission is simple: Doing
the Right Thing for Our Clients & Colleagues.Generous Compensation
and Benefits Package10 paid holidays a year401K Match Profit
Sharing$300 Health and Wellness Reimbursement$100 Coulee Clothing
AttireTuition ReimbursementPaid Volunteer TimeThe ideal candidate
can report out of the following locations: Minnesota: Minnetonka or
St. Paul OR Wisconsin: La Crosse or Onalaska. Must be able to
commute to the WI or MN office multiple times weekly.Build a career
in the financial industry with pathways for advancements.We
recognize that our success is based on the quality and dedication
of our team members. That's why we will continually invest in your
growth by providing ongoing training and professional development
opportunities that deepen your skills and optimize your expertise
in the financial industry.A Day in the Life of a Senior Loan
Operations Specialist (Strong Commercial focus):Pull Credit Bureau
reports, flood determinations, UCC Searches and conducts necessary
searches and research prior to loan closing.When required, order
appraisal, title work, prepare closing statements, obtain flood
certifications, and facilitate document signing.Review title work
for any requirements or issues that need to be addressed.Completes
internal checklists ensuring compliance with regulations, internal
policies and procedures with high detail loan requests.Inputs
consumer non-real estate and business loan data into Credit Quest
(Loan Underwriting Software) ensuring accuracy and completeness in
required fields.Determine, Prepare and Review appropriate loan
documentation for respective closing and/or renewals in LaserPro
(Loan Documentation Software) accordance with loan policy
guidelines and compliant with regulatory requirements.Upload new
and renewed loans, disbursing loan proceeds, and performance of any
other required file maintenance on Jack Henry (Core System)
accurately and timely.Perfect collateral accurately and timely to
ensure banks lien position based on instruction outlined in request
for loan documents. Set up ticklers to monitor receipt of
collateral and financial documents.Prepare and index loan files in
Synergy (Document Storage System) promptly.Perform departmental
duties as required to maintain adequate workflow.Follow all
established security and internal control procedures to protect the
assets of the Bank and its customers.Prepares releases of bank's
interest on paid off loans and sends paid letters to
customers.Verify loan is accurately put on Jack Henry (Core
System).Review attorney-prepared loan documents for accuracy,
regulatory compliance, and adherence to lender's requirements, with
attention paid to rates, terms, conditions, covenants, guarantees,
etc.Perform other tasks, functions or other projects as assignedThe
duties and skills outlined in this job description require
performance factors that allow a person to meet or exceed the
expectations of the bank in successfully performing the
role:Consistently demonstrates the bank's core values; Serve, Care,
Always Improving, Responsive and Flexible.Attention to detail:
Demonstrates a high level of accuracy, attention to detail and can
review work for errors.Maintain an advanced level of knowledge
encompassing all systems & process that pertain to the
position.Maintain proficiency in using all applicable software to
this position.Participate in training to ensure knowledge of all
pertinent procedure and regulatory requirements to perform all
aspects of this position in a competent manner.Ability to manage
and prioritize high volume work independently and in a
team-oriented environment with minimal supervision in a fast-paced
office.Ability to accept, support and implement continuous
change.Continually improve processes that enhance the customer
experience and build scale.Self-motivated and eager to take on new
challenges.High level of organization, analytical and
problem-solving abilities in time sensitive situations.Ability to
apply understanding to carry out instructions furnished in written,
oral, or diagram form.High level of integrity and confidentiality
required.Build solid working relationships with team members,
acting as a resource for others.Qualifications:Bachelor's Degree
(B.A.) from a four-year college or university; three to five years
related experience and/or training; or an equivalent combination of
education and experience.Prior banking experience with knowledge of
applicable banking regulations or policies; The BSA, Regulation Z,
RESPA, HMDA, Fair Lending required.Prior experience in commercial
loan documentation is preferred.Prior knowledge of Jack Henry
Silverlake, CreditQuest and LaserPro is preferred.Proficient in the
use of Microsoft products (Outlook, Teams, Word, Excel,
etc.).Excellent verbal and written communication skills, and
ability to effectively present information and respond to questions
from groups of managers, internal staff and customers. The likely
salary range for this position is $28.00 - $35.00 per hour, this is
however, not a guarantee of compensation or salary. Salary will be
determined based on experience and could fall outside of this
range.Compensation details: 28-35 Hourly
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Keywords: Coulee Bank, Minnetonka , Senior Loan Operations Specialist (Commercial), Other , Minnetonka, Minnesota
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